Balance Lifestyle is important.

I have not been getting a lot of break through recently. The life of a Life Insurance agent is tough; I think it is going to be tougher with the increase of petrol price. I believe it would take a domino effect with other items that will increase their price too. Therefore, buying life insurance would have become secondary to some.
I have always suggested buying the necessary program of life insurance. It may not be necessary expensive, but it take care of the financial burden when the bread earner is gone. With the recent volatilities is the stock market, I have suggested to save with life insurance, which certain plans guarantee the return. As mentioned before – you have a choice to accumulate or speculate with your money.

“When the going get though, the tough get going” I am diverting my target to business insurance, the premium are paid by the company instead or anyone interested to create an Insurance Trust program for charity or Muslim estate distribution. Other than life insurance, I am also targeting Medical Malpractice with medical centers, Professional Indemnity – Lawyer, Engineers, Directors & Officers in corporations, Hotel owners for their general insurance needs.

On the personal arena, I am living a less stressful life. I have taken a short vacation; I enjoy reading books during my vacation. Participated in singing contest organized by Musical & Arts section in RSC. They choose 10 out of 40 contestants to sing in the finals. Surprisingly, I have been chosen to sing in the karaoke finals. I am very excited. I still enjoy playing morning golf on weekdays before settling down with my work.

Last week, one of my classmates pass on. He has complained about the stress at work in the senior management. He has a lot of money but not been able to enjoy them now. So, I urge all to have a balance lifestyle is important.
Best regards,

The importance of Business Insurance concepts

You can never complete learning about the concepts of Life Insurance. Recently, I attended a seminar about Estate Planning for Muslim and Non Muslim. An Insurance Trust can be organize for the Muslim, it is legal. After all, we work so hard for ourselves, and our family.
If there is no succession planning between partnership or corporations, what can happen to the family when one of the partner is no more around? And how would the company pays the widow of the partner? A funded buy-sell agreement and adequate keyman insurance would have complete the succession plan. It would provide the widow with money and the surviving owners with an in-flow of working capital at time they need the money most. What about loans that need to be settle when any of the partners pass on, will the bank cancel the debts? There is also the Debt cancellation program that can be done so not to effect the guarantor's family. All the above are concept of business insurance and it only cost you less than a chicken feet to protect the business and the family.
Latest breakthrough, the online renewal of road tax. There is no need for the registration card and the public can excess the service through www.myeg.com.my and www.jpj.gov.my. Users can opt to have their road tax delivered to their home. Payment can be make via credit card or debit cards. There is no need to go to the bank to collect your registration card and pay at post office anymore and later give the registration back. I support the idea.
Till next time.... Cheerio